Native American Homeownership Initiative

Down payment and closing cost assistance for qualifying first time homebuyers

Changes for 2019

Since 1990, FHLB Des Moines has awarded $123.5 million in down payment and closing cost assistance to help more than 28,000 families with the purchase of a home.

October 21, 2019 - $100,000 Added to NAHI

An additional $100,000 in NAHI program funding is now available for FHLB Des Moines members. This funding is available on a first-come, first-serve basis, subject to availability, to members who have not yet reached their $100,000 program limit.

Native American Homeownership Initiative Process

Click on one of the steps below to guide you through the Native American Homeownership Initiative process.

  1. Get Started
  2. Reservation of Funds
  3. Disbursement/Reimbursement of Funds

Already know the process? Find the forms and resources you need here.

Questions? Contact our Community Investment Department at

Why participate in the Native American Homeownership Initiative?

  • Meet Community Reinvestment Act objectives to serve low- to moderate-income households
  • Provide grants to expand market share or increase penetration in existing markets
  • Improve loan-to-value ratios on mortgage loans
  • Build community goodwill
  • Promote your corporate brand
  • Help families in your community realize their homeownership dreams by providing down payment and closing cost assistance