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2021 Native American Homeownership Initiative

Down payment and closing cost assistance for qualifying first time homebuyers.

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Since 1990, FHLB Des Moines has awarded $142 million in down payment and closing cost assistance to help more than 30,000 families with the purchase of a home.

Through our Native American Homeownership Initiative (NAHI), eligible households may receive up to $15,000 for down payment and closing cost assistance.

As of October 12, 2021, NAHI funds have been depleted.

Check back frequently as funds may become available as reservations are withdrawn. 

Native American Homeownership Initiative Process

Click on one of the steps below to guide you through the Native American Homeownership Initiative process.

  1. Get Started
  2. Reservation of Funds
  3. Disbursement/Reimbursement of Funds

Already know the process? Find the forms and resources you need here.

Questions? Contact our Community Investment Department at communityinvestment@fhlbdm.com.

Why participate in the Native American Homeownership Initiative?

  • Meet Community Reinvestment Act objectives to serve low- to moderate-income households
  • Provide grants to expand market share or increase penetration in existing markets
  • Improve loan-to-value ratios on mortgage loans
  • Build community goodwill
  • Promote your corporate brand
  • Help families in your community realize their homeownership dreams by providing down payment and closing cost assistance