Educational Resources

FILTER EDUCATIONAL RESOURCES
Expanded Opportunities for Letters of Credit Article Expanded Opportunities for Letters of Credit While FHLB Des Moines Letters of Credit are commonly used as an attractive alternative to pledging securities for public unit deposits, an LOC can serve a variety of purposes. The Evergrande State - Episode 22 Podcast The Evergrande State - Episode 22 Episode 22 highlights the impact of excess liquidity, debt ceiling uncertainty and divergent inflation measures on balance sheet strategies. SPIRE Credit Union Puts Values into Action Though MPF® Case Study SPIRE Credit Union Puts Values into Action Though MPF® In an article published in June of 2021, CU Today featured FHLB Des Moines member SPIRE Credit Union (SPIRE) for their participation in the Mortgage Partnership Finance Program (MPF®). Flash in the Pan - Episode 21 Whitepaper Flash in the Pan - Episode 21 In this episode of the Insider we discuss uncertainties posed by the Federal Reserve's possible tapering of securities purchases and recent slowing economic indicators, an update on SOFR term markets and specific steps to take in order to optimize borrowing and collateral capacity. Q2 2021 Economic Update Article Q2 2021 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Vonda Renfrow Featured in Snapdocs Series Article Vonda Renfrow Featured in Snapdocs Series "Mortgage Industry Trailblazers" Vonda Renfrow, vice president and director of collateral management, discusses her work leading eNote acceptance initiative at FHLB Des Moines, and the roles that institutions like the Federal Home Loan Banks and technology vendors play in enabling the widespread adoption of eClosings. A Midsummer Night's Meme - Episode 20 Podcast A Midsummer Night's Meme - Episode 20 Notwithstanding the abundance of liquidity in the financial system, seasoned tillers always prepare for a drought. The best time to test for leaks is when the forecast calls for dry weather. Liquidity Stress Testing Scenarios Article Liquidity Stress Testing Scenarios View several testing scenarios to consider when validating your operational procedures and liquidity access. Advance Transactions Guide Article Advance Transactions Guide Ready to take out a FHLB Des Moines Advance? Here are the steps you should take to initiate the process. Operational Liquidity Testing Checklist and Best Practices Article Operational Liquidity Testing Checklist and Best Practices Testing ensures your operational procedures are effective and demonstrates your access to liquidity. Can your institution demonstrate the appropriate personnel understand the process of requesting funds from FHLB Des Moines? The Cup of Pythagoras - Episode 19 Podcast The Cup of Pythagoras - Episode 19 There is an ancient Greek riddle whose modern version goes something like this: “What is the common thread of the acts of eating good food and scratching one's back?” The answer: “Once the action starts, it is difficult to stop.” Funding Strategies to Protect Yourself Against Interest Rate Risk Article Funding Strategies to Protect Yourself Against Interest Rate Risk Regardless of your interest rate sensitivity position, FHLB Des Moines has a multitude of advance products to provide protection against future economic disruptions or yield curve volatility.