Educational Resources

General Podcast Kamchatka on Irkutsk - Episode 15 In this episode of The Insider, we discuss strategies to mitigate risk and introduce our Series of Solutions to help you optimize your interest rate sensitivity and effectively manage your balance sheet. General Article The Value of Membership Are you fully utilizing all of the benefits that come with being a member of Federal Home Loan Bank of Des Moines? Find out now. Advances Article Breakeven Inflation Rate Funding Opportunities Our strategies team explores how to borrow at negative "real" advance rates using breakeven inflation rate analysis. Strategies Article Q4 2020 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Mortgage Partnership Finance Article Looking Back at MPF in 2020 2020 was quite the year for the mortgage industry, to say the least! We saw record-breaking volumes, a refinancing boom and, of course, a pandemic that affected each of our lives in and outside of work. Even with the uncertainty the pandemic brought, we were still able to accomplish great feats. General Podcast Big Ben, This is Rubber Duck - Episode 14 We kick off 2021 by assessing the current state of the market and the impact moving forward. Member Services Article Reporting and Pledging Loans in Forbearance Beginning with the period ending, December 31, 2020, members will need to verify the inclusion of pledged loans in forbearance on their quarterly BBC in eAdvantage. General Podcast Bumbai - Episode 13 In this episode of The Insider, we touch on the latest developments in Washington, the LIBOR transition and other industry and FHLB Des Moines news. Advances Article FHLB Des Moines Advances: Never Underestimate the Value of Flexibility FHLB Des Moines advances offer flexibility in terms, structures, prepayment provisions, restructuring, optionality, advance size, “just-in-time” availability and settlement dates. They also offer an unparalleled level of dividend-adjusted pricing and duration certainty. Advances Podcast On the Record with Bill Bemis - Episode 2 Our featured guest in this episode is FHLB Des Moines Chief Capital Markets Officer, Bill Bemis. Join us as Bill shares insights on how the Federal Home Loan Banks are funded, as well as a front-line view of liquidity and interest rates. Member Services Article Contingency Collateral Options Additional collateral options to consider for quickly pledging to avoid a collateral shortfall. Member Services Article Anticipating and Minimizing the Impact of a Reduction in Credit Capacity Similar to other strategies you have in place to manage liquidity risk, the Bank offers resources and information as they relate to your access to FHLB Des Moines Advances and products.