Educational Resources

Advances Article Operational Liquidity Testing Checklist and Best Practices Testing ensures your operational procedures are effective and demonstrates your access to liquidity. Can your institution demonstrate the appropriate personnel understand the process of requesting funds from FHLB Des Moines? Advances Case Study Stronger Together: Strengthening Communities Through Partnership and Purpose Twin Cities Habitat for Humanity and Federal Home Loan Bank of Des Moines have partnered to make homeownership more accessible through advance discount rate. This reflects a shared commitment to building stronger communities by supporting affordable housing initiatives and empowering families. Strategies Video/Webinar Liquidity 2.0: Emerging Strategies & Best Practices for Credit Unions This webinar introduces new tools, strategies and case studies to help credit unions better manage risk and plan for the future. Affordable Housing Video/Webinar Affordable Housing Program at Work in North Dakota See how the Affordable Housing Program is at work in North Dakota. Member Services Video/Webinar Collateral Training: The MCV Process This training covers the core concepts you need to know about the MCV process – the who, what, where, when, why and how's of an MCV. Affordable Housing Article A Closer Look at the 7 Scoring Criteria that Impact AHP Projects Affordable Housing Program funds are awarded on a competitive basis to applicants based on defined scoring criteria. Gain a deeper understanding of the seven scoring criteria that impact a projects final score. Member Services Article Reporting and Pledging Loans in Forbearance Due to Declared Disaster FHLB Des Moines is providing disaster recovery accommodation relief for members with borrowers and loans impacted by the devastating wildfires in Southern California. Affordable Housing Whitepaper Down Payment Product Guide Access grant funds through FHLB Des Moines for down payment, closing costs and homeownership counseling for eligible households with incomes at or below 80% of area median income (AMI). Affordable Housing Video/Webinar Member Impact Fund - North Dakota FHLB Des Moines members and community partners describe the positive ways they have utilized the Member Impact Fund in North Dakota Mortgage Partnership Finance Video/Webinar New Mortgage Rate Relief Program Makes Homeownership More Affordable Launched in 2024, the Mortgage Rate Relief product was designed to make homeownership attainable for borrowers at or below 80% of the FHFA Underserved Areas Data, by permanently reducing their interest rate by approximately 2 percentage points lower than the current market rate. Affordable Housing Video/Webinar Webinar: Expanding Native Homeownership Opportunities with HeritageOne In this webinar, FHLB Des Moines and Freddie Mac discuss products to help increase access to affordable housing for Native People on tribal lands. Advances Article Time Deposits: Enough Already? Senior Relationship Manager John Biestman examines recent deposit trends and shares several strategies to consider when funding your balance sheet with duration certainly, topped off with a double discount.