Educational Resources

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Funding Strategies to Protect Yourself Against Interest Rate Risk Article Funding Strategies to Protect Yourself Against Interest Rate Risk Regardless of your interest rate sensitivity position, FHLB Des Moines has a multitude of advance products to provide protection against future economic disruptions or yield curve volatility. Fast Forward - Episode 18 Podcast Fast Forward - Episode 18 In Episode 18 of “The Insider”, we discuss ways to address the intersecting issues of excess liquidity and finding ways to lock-in low interest rates using forward-start funding. We also highlight new ways to help optimize collateral and eligible advance capacity. Q1 2021 Economic Update Article Q1 2021 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Inflation Conflation - Episode 17 Podcast Inflation Conflation - Episode 17 From liquidity stress testing to low cost funding and retail CD options, we consider a few balance sheet management strategies for the current environment. Common Causes of Loan Ineligibility Article Common Causes of Loan Ineligibility Each year, FHLB Des Moines assesses the causes of loan ineligibility from Member Collateral Verifications (MCVs) in the prior year. The primary causes tend to be the same matters, notably: loan coding and title work. Together, the above two matters account for nearly 1/3rd of ineligible loans. Opening the Door to Early Withdrawal Video/Webinar Opening the Door to Early Withdrawal this hour-long webinar hosted by The CorePoint Founder and CEO, Neil Stanley, illustrates how some financial institutions have found a unique strategy to improve their net interest margin by providing their depositors with a reward option for early redemption of their time deposits. On the Record with Esther George - Episode 3 (April 15, 2021) Podcast On the Record with Esther George - Episode 3 (April 15, 2021) Federal Reserve Bank of Kansas City President and CEO Esther George joins FHLB Des Moines President and CEO Kris Williams on this episode of On the Record to discuss a wide-range of industry topics. This episode was published on April 15, 2021. Understanding the Benefits of Servicing Released Vs. Retained Article Understanding the Benefits of Servicing Released Vs. Retained Our partners at FHLB Topeka shed light on how members can take advantage of the different servicing options available on sold loans. Maximize Your Down Payment Funds Through Community Partnerships Article Maximize Your Down Payment Funds Through Community Partnerships With FHLB Des Moines Down Payment Products, member institutions have the option to partner with third-party organizations to reach low-to-moderate homebuyers outside of their customer base. Introducing the new and improved mpf.fhlbdm.com! Article Introducing the new and improved mpf.fhlbdm.com! In an effort to better serve our members we've reimagined mpf.fhlbdm.com! We hope the changes provide a sizable improvement to your MPF experience. Coin of the Realm - Episode 16 Podcast Coin of the Realm - Episode 16 In this episode of The Insider, we discuss the features of a FHLB Des Moines Letter of Credit and explore some applications to support performance obligation guarantees. Supporting Performance Obligations with a Letter of Credit Article Supporting Performance Obligations with a Letter of Credit FHLB Des Moines Letters of Credit can support many types of performance obligations – on behalf of both members and their customers.