Educational Resources

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Looking Back at MPF in 2019 Article Looking Back at MPF in 2019 Now that 2019 (and and entire decade) is in the books, we want to share a few of the success metrics we saw over the last year and throughout the lifespan of the MPF® Program. Advance Transactions Guide Article Advance Transactions Guide Ready to take out a FHLB Des Moines Advance? Here are the steps you should take to initiate the process. Strategies and Tools to Maximize Performance and Manage Risk Article Strategies and Tools to Maximize Performance and Manage Risk Sound balance sheet management and funding strategies play a critical role in achieving the balance you need to make the loans your customers want and provide safe, rewarding deposit opportunities. We can help you with both through our Strategies Team and their tools. MPF Xtra® 3D: Getting Started Article MPF Xtra® 3D: Getting Started MPF Xtra 3D is an MPF Xtra product option which provides down payment and closing cost assistance for creditworthy borrowers whose income used for qualifying purposes is at or below 80% of the Area Median Income (“AMI”) limits. Q3 2019 Economic Update Article Q3 2019 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Common Misconceptions of Community Investment Advances Article Common Misconceptions of Community Investment Advances Are you maximizing your community impact on housing and economic development projects through Community Investment Advances (CIA)? There are a few common questions and misconceptions that we wanted to debunk about using CIAs to ensure all members feel confident using these advances. Operational Liquidity Testing Checklist and Best Practices Article Operational Liquidity Testing Checklist and Best Practices Testing ensures your operational procedures are effective and demonstrates your access to liquidity. Can your institution demonstrate the appropriate personnel understand the process of requesting funds from FHLB Des Moines? eNote Myth versus Fact Article eNote Myth versus Fact The 11 Federal Home Loan Banks (FHLBanks) are currently working together to develop a future solution for providing collateral value for eNotes. How familiar are you with eNotes? Test your knowledge now. It Takes A Village To Create Sustained Institutional Change Article It Takes A Village To Create Sustained Institutional Change In this HuffingtonPost article, President & CEO Mike Wilson shares his thoughts on how community leaders and businesses can take an active role in building a diverse and inclusive community for all. 2019 Leadership Summit Materials Leadership Summit Series 2019 Leadership Summit Materials If speakers from the 2019 Leadership Summit have elected to share their materials, you can access them here. Eligibility Spotlight: Shared Collateral Rights Article Eligibility Spotlight: Shared Collateral Rights Critical to successful collateral management at both wholesale and retail levels is the awareness of which creditor has rights to what collateral. This is a common risk management issue both for our members and for the Federal Home Loan Bank of Des Moines. Annual Mortgage Conference Offers Something for Everyone Article Annual Mortgage Conference Offers Something for Everyone After each year's conference we ask our attendees a number of questions to help us move towards continuous improvement. We usually keep these results to ourselves, but this year we thought it would be fun to share them with everyone.