Educational Resources

Strategies Article Q1 2019 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Advances Article LIBOR: The Transition Ahead The financial markets have commenced preparations for the expected phase out of the London Interbank Offered Rate (LIBOR) by the end of 2021. FHLB Des Moines wants to ensure that you, our members, are as prepared as possible. General List 2019 Insurance Conference Materials View and download the materials from the 2019 Insurance Conference: Forward Momentum here. Advances Case Study Increasing Advance Capacity: A Member Success Story Member Collateral Verification (MCV) reviews can be an excellent opportunity for members to improve their advance capacity. Sheilah Stoneback, Credit Analyst at One American Bank in Sioux Falls, South Dakota, shares how her team was able to increase their advance capacity by 50 percent. General Article Common Causes of Loan Ineligibility Each year, FHLB Des Moines assesses the causes of loan ineligibility from Member Collateral Verifications (MCVs) in the prior year. The primary causes tend to be the same matters, notably: loan coding and title work. Together, the above two matters account for nearly 1/3rd of ineligible loans. Mortgage Partnership Finance List 2019 Mortgage Conference Presentations Did you attend the 2019 Mortgage Conference: Amplify Your Competitive Edge? View the provided speaker content from the conference here. Strategies Article Q4 2018 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Advances Whitepaper Expanding Markets, Expanding Letter of Credit Uses Whether it's an opportunity to drive fee income and enhance ROE by backing a bond, supporting a self-insurance program, or covering a customer's performance obligation; it may be worth your while to explore some of these expanded uses of letters of credit. Mortgage Partnership Finance Article Look What's New With MPF®! Now is a great opportunity to learn what's new with the FHLB Des Moines Mortgage Product Group. We've listened to you, our members, and implemented many improvements over the past year. Mortgage Partnership Finance Article Looking Back at 2018 Now that 2018 is in the books, we wanted to share a few of the success metrics we saw over the last year and throughout the lifespan of the MPF® Program. Advances Article Raising Wholesale Funds: “Things are Seldom What They Seem” Depending upon the interest rate environment or location on the yield curve, dividend-adjusted advance rates may or may not be comparable. You'll never know unless you run the dividend adjustment calculation. Advances Article How Can the Impact of Rising Rates on Your Investment Portfolio's Market Value Come Out in the Wash? Today, while no one can be certain of the direction of interest rates, the short-end of the yield curve is under the heavy influence of well-telegraphed Fed tightening.