Educational Resources

General Article Adjusted Eligibility Guidelines for Pledged Collateral This article outlines some of action steps we are taking to work with our members as they adjust to the changing needs of their borrowers. Advances Video/Webinar Making Big Things Happen from Small Actions: Regional Member Meeting Webinar Series View all four sessions in our webinar series presented with Abrigo. These webinars were hosted in lieu of in-person Regional Member Meetings. Letters of Credit Article Standby Letters of Credit – A Low-Cost, High-Reward Solution for Procuring Public Deposits It's no secret that the Federal Home Loan Bank of Des Moines is best known for its Advance products, but did you know we have a lesser known product that is helping our members lower on-balance sheet liquidity costs and attract public funds? We're talking about Standby Letters of Credit (SBLOCs). Strategies Article Q1 2020 Economic Update Each quarter our Member Strategies Team takes an in-depth look at the economic issues facing the nation while providing a unique commentary on the effects they may have on our members. Strategies Whitepaper Beat the Spread - A Strategy to Secure Low-Cost Funding If your institution is in the market to lock in long-term funding, can handle the accounting implications of using derivatives, and is looking to find the absolute lowest funding cost possible, the “Beat the Spread” strategy might be for you. Affordable Housing Case Study Low-income Families Experience Home Ownership Greater Des Moines Habitat for Humanity was awarded Competitive Affordable Housing Program funds in 2014 to provide homeownership opportunities for low-income buyers. General Article Eligibility of Pledged Loan Collateral FAQs This FAQ provides information solely for maintaining the eligibility of loans for borrowers provided payment relief by members in the current economic environment. General Video/Webinar 4/14/2020 All-Member Webinar To keep our members as informed as possible, our President and CEO Kris Williams, along with representatives from the Bank hosted this live webinar on Tuesday, April 14 to address member concerns around COVID-19 related issues. Advances Article FHLB Des Moines: Your source for Paycheck Protection Funding If your institution is looking for a price and duration certain source of funding to meet your expanding customer needs through the Paycheck Protection Program, consider using an FHLB Des Moines short-term advance. Mortgage Partnership Finance Article Meet Your Mortgage Relationship Managers We believe all financial institutions should have equal access to secondary market opportunities, no matter their size. Meet our team of mortgage relationship managers—Brad, Ed and Todd—available to help you discover the advantages of FHLB membership and the MPF Program. General Article Serving You Since 1932: New Video Explains FHLB Des Moines Impact In our new video we break down how FHLB Des Moines functions within the FHLBank System, how we are able to provide liquidity to our members and how we will continue to be a reliable funding source during all types of economic cycles. Advances Video/Webinar Preparing for Life After LIBOR With the expected phase-out of the London Interbank Offered Rate (LIBOR)  by December 31, 2020, find out how your institution can prepare for life after LIBOR.