Educational Resources

General Article Meet Wil Osborn - FHLB Des Moines Chief Business Officer Wil W. Osborn was named chief business officer of Federal Home Loan Bank of Des Moines on August 3, 2020. Will has responsibility for the Bank's member-facing departments. General Podcast The TINA Effect - Episode 5 In this episode of The Insider, we take a look at strategies to rejuvenate liquidity and capital redeployment in a zero interest rate environment. Advances Whitepaper Marginal Cost of Funds Like many others, your institution has likely experienced record deposit growth over the past few years. While a lack of attractive opportunities in which to invest this low cost source of funding is less than ideal, deposit growth has been widely viewed as a source of strength. General Podcast The Invisible Gorilla - Episode 4 In this episode of The Insider, we highlight a few tools that can help your institution meet your objectives, as well other topics including HELOC collateral eligibility and the Strong Communities Award. Mortgage Partnership Finance Video/Webinar Xtra Points Webinar Get the inside scoop on what makes MPF Xtra a strategic offering and find out how your institution can easily access the secondary market.  During this 18-minute webinar, Mortgage Relationship Manager, Brad Meader, walks through the key benefits of MPF Xtra. General Podcast Vanity, Sanity and Reality - Episode 3 In this episode, we discuss how to best take advantage of mortgage origination opportunities in the current environment, as well as the recent launch of eNotes as collateral. Advances Article Planning for Low Rate, High Liquidity Scenarios A prudent funds management process is of paramount importance regardless of economic or interest rate environment. Advances Article The Forward Starting Advance - a solution against rising interest rates Even though the old adage states, "You can't have your cake and eat it, too",  we think the FHLB Des Moines Forward Starting Advance lets you enjoy the best of both worlds. General Podcast Navigating Through the Financial Doldrums - Episode 2 In the second episode of FHLB Des Moines Insider, we cover everything from balance sheet management to LTV collateral changes. General Podcast A Paradox of Thrift - Episode 1 Welcome to the inaugural FHLB Des Moines podcast program. Affordable Housing Article Community Investment Advance Paycheck Protection Program Lending Application In light of the unprecedented need for lending due to the COVID-19 pandemic, Federal Home Loan Bank of Des Moines is temporarily expanding our Community Investment Advance (CIA) product to accept loans from Paycheck Protection Program (PPP)-eligible entities who did not previously qualify. General Article Adjusted Eligibility Guidelines for Pledged Collateral This article outlines some of action steps we are taking to work with our members as they adjust to the changing needs of their borrowers.