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Hours of Operation

Term Advances 
9:00 AM - 3:30 PM CT

Daily Reset 
9:00 AM - 4:30 PM CT

Wire Transfers
8:00 AM - 4:30 PM CT

Safekeeping Settlement
8:00 AM - 2:00 PM CT

Letters of Credit
8:00 AM - 3:00 PM CT

Inquiries
8:00 AM - 4:30 PM CT

Online Banking System (eAdvantage)
Operating Hours: Monday - Friday 7:00 AM - 8:00 PM CT
Transactions Only: 8:00 AM - 4:00 PM CT

Holidays and Holiday Hours
FHLB Des Moines observes the same yearly holiday schedule as the Federal Reserve Bank. Adjusted hours of operations are detailed in the chart below. 

2025 Holiday Term Advances Daily Reset Letters of Credit MPF Wire Services
New Years Day - Jan. 1 CLOSED CLOSED CLOSED CLOSED CLOSED
Thursday, Jan. 9 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Martin Luther King Jr. Day - Jan. 20 CLOSED CLOSED CLOSED CLOSED CLOSED
Presidents Day - Feb. 17 CLOSED CLOSED CLOSED CLOSED CLOSED
Thursday, April 17* 12:30 PM CDT 4:30 PM CDT 3:00 PM CDT 1:00 PM CDT 4:30 PM CDT
Good Friday - April 18* CLOSED 4:30 PM CDT 3:00 PM CDT CLOSED 4:30 PM CDT
Memorial Day (Early Close) - May 23* 12:30 PM CDT 4:30 PM CDT 3:00 PM CDT 1:00 PM CDT 4:30 PM CDT
Memorial Day - May 26 CLOSED CLOSED CLOSED CLOSED CLOSED
Juneteenth - June 19 CLOSED CLOSED CLOSED CLOSED CLOSED
Independence Day (Early Close) - July 3* 12:30 PM CDT 4:30 PM CDT 3:00 PM CDT 1:00 PM CDT 4:30 PM CDT
Independence Day - July 4 CLOSED CLOSED CLOSED CLOSED CLOSED
Labor Day - Sept. 1 CLOSED CLOSED CLOSED CLOSED CLOSED
Columbus Day/Indigenous Peoples' Day - Oct. 13 CLOSED CLOSED CLOSED CLOSED CLOSED
Veteran's Day - Nov. 11 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving - Nov. 27 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving (Day After) - Nov. 28* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Christmas Eve, Dec. 24* 12:30 PM CST 2:00 PM CST 1:00 PM CST 1:00 PM CST 2:00 PM CST
Christmas - Dec. 25 CLOSED CLOSED CLOSED CLOSED CLOSED
Dec. 31* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST

*No prepayments will be allowed on abbreviated holidays