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Hours of Operation

Advances (excludes overnight)
8:00 AM - 3:30 PM CT

Advances (overnight only)
8:00 AM - 4:30 PM CT

Wire Transfers
8:00 AM - 4:30 PM CT

Safekeeping
8:00 AM - 2:00 PM CT

Letters of Credit
8:00 AM - 3:00 PM CT

Inquiries
8:00 AM - 4:30 PM CT

Online Banking System (eAdvantage)
Operating Hours: Monday - Friday 7:00 AM - 8:00 PM CT
Transactions Only: 8:00 AM - 4:00 PM CT

Holidays and Holiday Hours
FHLB Des Moines observes the same yearly holiday schedule as the Federal Reserve Bank. Adjusted hours of operations are detailed in the chart below. 

2023 Holiday Advances Overnight Advances Letters of Credit MPF Wire Services
New Years Day - Jan. 2 CLOSED CLOSED CLOSED CLOSED CLOSED
MLK Day - Jan. 16 CLOSED CLOSED CLOSED CLOSED CLOSED
Presidents Day - Feb. 20 CLOSED CLOSED CLOSED CLOSED CLOSED
Good Friday - April 7* CLOSED 1:00 PM CST 1:00 PM CST 11:00 AM CST 1:00 PM CST
Memorial Day (Early Close) - May 26* 1:00 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Memorial Day - May 29 CLOSED CLOSED CLOSED CLOSED CLOSED
Juneteenth - June 19 CLOSED CLOSED CLOSED CLOSED CLOSED
Independence Day (Early Close) - July 3* 1:00 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Independence Day - July 4 CLOSED CLOSED CLOSED CLOSED CLOSED
Labor Day - Sept. 4 CLOSED CLOSED CLOSED CLOSED CLOSED
Columbus Day/Indigenous Peoples' Day - Oct. 9 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving - Nov. 23 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving (Day After) - Nov. 24* 1:00 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Friday, Dec. 22* 1:00 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Christmas - Dec. 25 CLOSED CLOSED CLOSED CLOSED CLOSED
Friday, Dec. 29* 1:00 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST

*No prepayments will be allowed on abbreviated holidays