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2019 Holiday HoursBusiness News Public Announcements 2019 Holiday Hours The holiday season is upon us and with that comes amended hours. 2019 Stress Test DisclosureFinance News Public Announcements 2019 Stress Test Disclosure The Federal Home Loan Bank of Des Moines today made available the results of its annual stress test as required by its regulator, the Federal Housing Finance Agency. Q3 2019 Combined Financial ReportFinance News Member Announcements Q3 2019 Combined Financial Report The Third Quarter 2019 Combined Financial Report (CFR) for the FHLBanks has been published and filed with the Federal Housing Finance Agency. An electronic copy of the CFR can be obtained on the Office of Finance website. Chris Perez Appointed to FHLB Des Moines Advisory CouncilCommunity News Public Announcements Chris Perez Appointed to FHLB Des Moines Advisory Council FHLB Des Moines or the Bank recently appointed Christopher Perez, senior program officer, Rasmuson Foundation, to its Affordable Housing Advisory Council (Advisory Council) representing the state of Alaska. Third Quarter 2019 Dividend and Election ResultsBusiness News Public Announcements Third Quarter 2019 Dividend and Election Results The FHLB Des Moines (the Bank) Board of Directors (the Board) has approved a third quarter 2019 dividend. Additionally, the Board reviewed the results of the 2019 Member and Independent Director Elections and are pleased to announce the winners. Third Quarter 2019 Earnings ReleaseFinance News Public Announcements Third Quarter 2019 Earnings Release On October 29, 2019, FHLB Des Moines released preliminary unaudited financial highlights for the quarter ended September 30, 2019. Housing Finance Reform and the FHLBank SystemLetters from the CEO Member Announcements Housing Finance Reform and the FHLBank System In early September, the United States Department of the Treasury released its Housing Reform Plan. Legislative Update - 10/10/2019Public Policy Network Public Announcements Legislative Update - 10/10/2019 This edition will provide our latest analysis and updates from Washington, D.C. on a variety of issues impacting Federal Home Loan Bank of Des Moines. Also provided is a complete overview of all of our Government Relations events over the past year. Business News Member Announcements Underwriting Assessment Matrix Changes As part of collateral verification, the Bank reviews the underwriting for pledged loans. Preferably, all loans are fully documented to market expectations. Via the Underwriting Assessment Matrix, we are able to provide lendable value to less than fully documented loans at an appropriate discount. FHLBank System Regulator Provides LIBOR Transition GuidanceBusiness News Member Announcements FHLBank System Regulator Provides LIBOR Transition Guidance The financial markets are preparing for the expected phase-out of the London Interbank Offered Rate (LIBOR) by the end of 2021. Applicant Tracking System ChangesBusiness News Public Announcements Applicant Tracking System Changes On Sept. 9, 2019, our applicant tracking system changed. If you've recently applied for a position, here's what you need to know and do. FHLBanks Surpass $100 Billion in SOFR-linked IssuanceBusiness News Member Announcements FHLBanks Surpass $100 Billion in SOFR-linked Issuance The Office of Finance announced that the Federal Home Loan Bank System has issued over $100 billion in SOFR-linked securities since its first issuance in November of last year.