Home$tart®

The 2018 Home$tart® round has closed. Funding for the 2019 round will open on April 1, 2019.

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Since 1990, FHLB Des Moines has awarded $105 million in down payment and closing cost assistance to help more than 24,000 families with the purchase of a home.

Home$tart Process

Click on one of the steps below to guide you through the Home$tart process.

  1. Get Started
  2. Reservation of Funds
  3. Disbursement/Reimbursement of Funds

Questions? Contact our Community Investment Department at communityinvestment@fhlbdm.com.

Why participate in Home$tart?

  • Meet Community Reinvestment Act objectives to serve low- to moderate-income households
  • Provide grants to expand market share or increase penetration in existing markets
  • Improve loan-to-value ratios on mortgage loans
  • Build community goodwill
  • Promote your corporate brand
  • Help families in your community realize their homeownership dreams by providing down payment and closing cost assistance