Copyright © 2019 Federal Home Loan Bank of Des Moines. All rights reserved. This material is provided as general information. The terms and conditions related to FHLB Des Moines products and services are governed by various agreements between FHLB Des Moines and its customers as well as certain FHLB Des Moines policies and applicable regulations. In the event of any inconsistencies between this website material and the agreements, policies and regulations, the terms of such agreements, policies and regulations shall be determinative. All users of this website are subject to having their activities audited. Anyone using this website consents to such auditing. All unauthorized entries or activities revealed by this auditing can be used as evidence and may lead to criminal prosecution. Only member institutions and certain eligible financial institutions may transact business with FHLB Des Moines.