Acceptance of Terms
These terms and conditions, as modified from time to time, govern your use of this Federal Home Loan Bank of Des Moines (FHLB Des Moines) website located at www.fhlbdm.com, and all associated sites linked to www.fhlbdm.com by FHLB Des Moines and its subsidiaries and affiliates (collectively, the “Site”). The Site is the property of FHLB Des Moines and its licensors. By accessing and using this website, you acknowledge that you have read and agree to these terms and conditions. If you do not agree to be bound by these terms and conditions, please immediately exit this site. The terms and conditions related to FHLB Des Moines products and services (including FHLB Des Moines online banking services) are governed by various agreements between FHLB Des Moines and its customers, as well as certain FHLB Des Moines policies and applicable regulations. In the event of any inconsistencies between this website material and the agreements, policies and regulations, the terms of such agreements, policies and regulations shall be determinative.
This material is provided as general information and subject to change without notice. It is the sole responsibility of the user of this website to confirm the accuracy of such information. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes.
No user of this site should rely on this website or the information contained within in making an investment decision, credit decision or a calculation of the timing or amount of payment on debt securities or any other related information.
This website contains information that is not part of any offering notice or offering circular for consolidated obligations of the Federal Home Loan Banks or other credit products of FHLB Des Moines.
Copyright, Trademarks, Intellectual Property
THIS WEBSITE, INCLUDING ALL CONTENT, SOFTWARE AND INFORMATION MADE AVAILABLE ON OR THROUGH THIS WEBSITE, IS PROVIDED “AS IS.” FHLB DES MOINES DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND OR NATURE, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF NONINFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. FHLB DES MOINES DOES NOT REPRESENT OR WARRANT THAT A USER’S ACCESS WILL BE UNINTERRUPTED OR THAT MATERIAL ACCESSIBLE FROM THIS WEBSITE IS FREE OF VIRUSES OR MALWARE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST FHLB DES MOINES FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.
Limitation of Liability/No Liability
FHLB DES MOINES SHALL NOT BE LIABLE FOR ANY ERRORS CONTAINED ON THIS WEBSITE OR FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THE USE OR PERFORMANCE OF THIS WEBSITE OR ITS CONTENTS.
FHLB Des Moines may provide links to websites operated by third parties unrelated to FHLB Des Moines or this website. FHLB Des Moines is not responsible for the content of the linked websites, and it does not endorse or support any views expressed or products and services offered by or through any linked websites. You will need to make your own independent judgment regarding your interaction with these linked websites.
These terms and conditions and all materials on this website are governed by and shall be construed in accordance with the laws of the State of Iowa and the United States of America. The sole venue for any matter relating to or arising from this site shall be in the state or federal court of competent jurisdiction in Polk County, Iowa.
Privacy and Security of the Website
All users of this website are subject to having their activities audited. Anyone using this website consents to such auditing. All unauthorized entries or activities revealed by this auditing can be used as evidence and may lead to criminal prosecution. Be advised that the security of the Internet cannot be guaranteed and therefore your privacy cannot be assured while using this website. FHLB Des Moines will not be responsible for any unauthorized access to communications that you submit through this medium. You understand that any message or information you send to the Site may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted.
You agree to indemnify and hold FHLB Des Moines, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against FHLB Des Moines by any third party due to or arising out of or in connection with your use of the Site.
Copyright © 2019 FHLB Des Moines. All rights reserved.