HUD Income Limits
HUD Income Guidelines are for use in rental or homeownership projects. In the tables Very Low Income is defined as 50 percent of Area Median Income (AMI) and Low Income as 80 percent of AMI. Per HUD guidelines, 60 percent of AMI is calculated by multiplying the Very Low Income limit by 1.20. Limits are effective April 1, 2025.
Maximum Purchase Price Limits
State Mortgage Revenue Bond Maximum Purchase Price Limits for non-targeted areas are for use with homeownership projects.
- Alaska Effective May 7, 2025
- Guam, Northern Mariana Islands, American Samoa Effective with IRS Rev. Proc. 2025-18
- Hawaii Effective January 1, 2024
- Idaho Effective July 19, 2025
- Iowa Effective June 9, 2025
- Minnesota Effective March 22, 2024
- Missouri Effective April 16, 2025
- Montana Effective May 13, 2025
- North Dakota Effective July 1, 2023
- Oregon Effective June 1, 2024
- South Dakota Effective May 30, 2025
- Utah Effective June 13, 2025
- Washington Effective May 31, 2022
- Wyoming Effective June 16, 2025
NAHASDA Income Limits
Native American Housing and Self Determination Act (NAHASDA) income limits are for use in homeownership and rental projects for households eligible for NAHASDA assistance from a Tribally Designated Housing Authority (enrolled members of American Indian or Alaska Native tribes), or Native Hawaiians eligible for Title VIII-Housing Assistance (Native Hawaiians who reside on Hawaiian Home Lands). The attached document provides limits for the United States and for areas of Alaska. For Hawaii, use the United States limit. Limits shown in the attached document are 80% of area median income (AMI). For Competitive Affordable Housing Program projects that targeted 50% or 60% of AMI, inquire with the Bank on applicable limits. Limits are effective May 5, 2025.