FHLB Des Moines members have access to Home$tart funding which provides down payment and closing cost assistance for qualifying first-time homebuyers. 

• Home$tart grant amounts are $15,000 and $25,000 for households purchasing in Hawaii.  
• Funds are available on a first-come, first-served basis with a limit of $150,000 per member, per Down Payment program. 

Since the inception of our Down Payment programs Home$tart and the Native American Homeownership Initiative (NAHI), FHLB Des Moines has awarded a combined $172.7 million in down payment and closing cost assistance to help more than 34,375 families with the purchase of a home.

Understand the similarities and differences in our Down Payment programs with our product comparison guide.

down payment product comparison guide