Member Announcement

Updated Collateral Loan-to-Values Take Effect May 10, 2021

Updated Charts

New Resource

Member Map of Credit and Collateral


Expand into eNotes

The Bank is now accepting residential mortgage eNotes as collateral!

More Information

Q1 2021 Collateral Quarterly

Read the latest news from the field, upcoming reminders and important changes to collateral procedures 

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Paycheck Protection Program Loans

Pledge PPP loans as collateral.

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FHLB Des Moines offers an extensive collateral menu which includes, but is not limited to, a variety of residential and commercial real estate loans, mortgage and business loans, government-guaranteed loans, securities and time certificates of deposit.

Since credit is only extended on a secured basis, we offer a wide variety of collateral options. Members and housing associates choose what, when and how to pledge in order to maintain sufficient eligible collateral.

Adjusted Eligibility Guidelines for Pledged Collateral

As a part of our overall response to COVID-19, we've temporarily adjusted our eligibility guidelines on pledged collateral to align with our member financial institutions who are implementing loan forbearance or loan modifications agreements for their borrowers. 

Adjusted Eligibility Guidelines

Frequently Asked Questions

Instructions for Reporting and Pledging Loans in Forbearance

Beginning with the period ending, December 31, 2020, members will need to verify the inclusion of pledged loans in forbearance on their quarterly Borrowing Base Certificate (BBC) in eAdvantage.


Collateral Types Available for Pledging

FHLB Des Moines accepts various types of loans and securities as collateral. Explore your options and understand eligibility criteria for all collateral. Eligibility guidelines and checklists are provided here.

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Read details on pledging Paycheck Protection Program (PPP) loans as collateral. 

Pledging and Releasing Process

Pledging and releasing collateral can be accomplished easily by utilizing eAdvantage, the online portal for members. Prior to using eAdvantage, user authorizations should be set up. 

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