Member Announcement

Updated Collateral Loan-to-Values Effective April 29, 2024

Updated Charts

Collateral Eligibility Updates

Updates to Electronic Signature Modification Guidelines and an addition to the General Eligibility Checklist are effective June 30, 2023.

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The LIBOR Transition

Beginning July 1, 2023, LIBOR-indexed loans and securities are no longer eligible collateral


FHLB Des Moines offers an extensive collateral menu which includes, but is not limited to, a variety of residential and commercial real estate loans, mortgage and business loans, government-guaranteed loans, securities and time certificates of deposit.

Since credit is only extended on a secured basis, we offer a wide variety of collateral options. Members and housing associates choose what, when and how to pledge in order to maintain sufficient eligible collateral.

Collateral News and Updates

View the latest collateral news, updates on eligibility and changes that impact borrowing capacity. 

Collateral News

Collateral Types Available for Pledging

FHLB Des Moines accepts various types of loans and securities as collateral. Explore your options and understand eligibility criteria for all collateral. Eligibility guidelines and checklists are provided here.

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Pledging and Releasing Process

Pledging and releasing collateral can be accomplished easily by utilizing eAdvantage, the online portal for members. Prior to using eAdvantage, user authorizations should be set up. 

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