"Beat the Spread" Tool

Is combining a long-term fixed rate swap with rolling short-term FHLB Des Moines advances right for you?

If your institution is in the market to lock in long-term funding, can handle the accounting implications of using derivatives, and is looking to find the absolute lowest funding cost possible, the “Beat the Spread” strategy might be for you. By combining a long-term plain vanilla fixed rate swap with rolling short-term FHLB Des Moines advances, your institution may be able to lock in funding well below typical advance rates. 

If you would like to learn more about this strategy you should take a look at the detailed example laid out by our Strategies Team in this whitepaper. Or, if you would like to evaluate this potential strategy on your own you can download our “Beat the Spread” Tool below.

Fill out the form below to download the "Beat the Spread" Tool.

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Do not hesitate to reach out to your Relationship Manager or our Strategies Team with any questions you may have around the "Beat the Spread" strategy or tool.