Advances

Our broad menu of short-term and long-term funding options provide members with reliable, cost-effective liquidity to manage capital and interest rate risk for their institutions.

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Fixed-Rate Advances

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Indications as of 12/7/2022 at 8:49 AM

TermAdvance Rate
RegularDividend Adjusted Rate*SymmetricalCIA
Prev Overnight4.08%3.79%  
Overnight4.06%3.77%  
1 Week4.03%3.74%  
2 Weeks4.25%3.96%  
3 Weeks4.33%4.04%  
1 Month4.45%4.16%  
2 Months4.56%4.27%  
3 Months4.82%4.53%  
4 Months4.89%4.60%  
5 Months4.99%4.70%  
6 Months5.03%4.74%  
7 Months5.06%4.77%  
8 Months5.09%4.80%  
9 Months5.11%4.82%  
10 Months5.14%4.85%  
11 Months5.17%4.88%  
1 Year5.07%4.78%5.12%4.88%
1.5 Years4.87%4.58%4.92%4.67%
2 Years4.72%4.43%4.77%4.51%
3 Years4.38%4.09%4.43%4.17%
4 Years4.21%3.92%4.26%4.00%
5 Years4.08%3.79%4.13%3.86%
6 Years4.20%3.91%4.25%3.98%
7 Years4.32%4.03%4.37%4.10%
8 Years4.36%4.07%4.41%4.14%
9 Years4.44%4.15%4.49%4.22%
10 Years4.49%4.20%4.54%4.27%
11 Years4.56%4.27% 4.34%
12 Years4.63%4.34% 4.41%
13 Years4.71%4.42% 4.49%
14 Years4.78%4.49% 4.56%
15 Years4.85%4.56% 4.63%
16 Years4.93%4.64% 4.71%
17 Years5.00%4.71% 4.78%
18 Years5.07%4.78% 4.85%
19 Years5.15%4.86% 4.93%
20 Years5.22%4.93% 5.00%
25 Years5.12%4.83% 4.91%
30 Years5.05%4.76% 4.84%

Notes

* The dividend adjusted rate is an approximation based off of our current stock requirement and current dividend payment. This is an approximation only. For alternative dividend adjusted calculations, please consider using our dividend calculator. These calculations are indications only.

Comments

For additional product details, please review our product suite.

For Fixed-Rate Advances not listed above, please contact the Money Desk at 800.544.3452, ext. 2122.

The minimum size for advances eligible for the symmetrical prepayment feature is $1 million and maximum term to maturity of 10 years.

Interest on advances with maturities ≤ 6 months is due at maturity.

Interest on advances with maturities > 6 months is due monthly.

Other terms and conditions may apply.

Rates are indications only and are subject to market conditions.

Amortizing Advances

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Indications as of 12/7/2022 at 8:49 AM

TermAmort.Amort. DelayAmort. Freq.Pre-Pay Option1Advance Rate
Reg.Div. Adjust*Sym.CIA
5 Years10 Years Annual3 Years4.68%4.39% 4.46%
5 Years15 Years MonthlyNone4.14%3.85% 3.91%
5 Years20 Years MonthlyNone4.12%3.83% 3.89%
5 Years25 Years MonthlyNone4.11%3.82% 3.88%
7 Years6.5 Years6 MonthsMonthlyNone4.30%4.01% 4.07%
7 Years20 Years MonthlyNone4.32%4.03% 4.09%
7 Years30 Years MonthlyNone4.32%4.03% 4.09%
10 Years9 Years12 MonthsMonthlyNone4.39%4.10% 4.16%
10 Years10 Years MonthlyNone4.37%4.08% 4.14%
10 Years10 Years Monthly5 Years4.55%4.26% 4.32%
10 Years15 Years MonthlyNone4.44%4.15% 4.21%
10 Years15 Years Monthly5 Years4.75%4.46% 4.52%
10 Years20 Years MonthlyNone4.46%4.17% 4.23%
10 Years20 Years Monthly5 Years4.82%4.53% 4.59%
13 Years15 Years AnnualNone4.56%4.27% 4.33%
15 Years10 Years60 MonthsMonthly7 Years5.02%4.73% 4.79%
15 Years12 Years36 MonthsMonthly5 Years5.07%4.78% 4.84%
15 Years15 Years MonthlyNone4.57%4.28% 4.34%
15 Years15 Years Monthly5 Years4.90%4.61% 4.67%
15 Years15 Years Annual5 Years4.93%4.64% 4.70%
15 Years25 Years Monthly5 Years5.23%4.94% 5.00%
15 Years30 Years Monthly7 Years5.13%4.84% 4.90%
20 Years19 Years12 MonthsMonthly5 Years5.26%4.97% 5.03%

Notes

* The dividend adjusted rate is an approximation based off of our current stock requirement and current dividend payment. This is an approximation only. For alternative dividend adjusted calculations, please consider using our dividend calculator. These calculations are indications only.

1. Earliest opportunity member has the option to pre-pay without a fee.

Comments

For additional product details, please review our product suite.

For Amortizing Advances not listed above, please contact the Money Desk at 800.544.3452, ext. 2122.

The minimum size for advances eligible for the symmetrical prepayment feature is $1 million and maximum term to maturity of 10 years.

Amortizing advance rates are based upon level payments (i.e. not straight line) over the life of the advance.

Other terms and conditions may apply.

Rates are indications only and are subject to market conditions.

Straight Line Amortizing Advances

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Indications as of 12/7/2022 at 8:49 AM

Advance Term/AmortizationPayment TypePayment FrequencyAdvance Rates
RegularDividend Adjusted Rate*CIA
2 YearsLevel PrincipalMonthly4.91%4.62%4.70%
3 YearsLevel PrincipalMonthly4.69%4.40%4.48%
4 YearsLevel PrincipalMonthly4.52%4.23%4.31%
5 YearsLevel PrincipalMonthly4.39%4.10%4.17%
7 YearsLevel PrincipalMonthly4.30%4.01%4.08%
10 YearsLevel PrincipalMonthly4.36%4.07%4.14%
15 YearsLevel PrincipalMonthly4.54%4.25%4.32%
20 YearsLevel PrincipalMonthly4.76%4.47%4.54%
30 YearsLevel PrincipalMonthly4.96%4.67%4.75%

Notes

* The dividend adjusted rate is an approximation based off of our current stock requirement and current dividend payment. This is an approximation only. For alternative dividend adjusted calculations, please consider using our dividend calculator. These calculations are indications only.

Comments

Maximum advance term of 30 years.

Fully amortized at maturity.

Eligible for Community Investment Advance and symmetrical prepayment pricing.

The minimum size for advances eligible for the symmetrical prepayment feature is $1 million and maximum term to maturity of 10 years.

Interest calculated on an actual/360 basis.

For structures not listed above, please contact the Money Desk at 800.544.3452, ext. 2122.

Other terms and conditions may apply.

Rates are indications only and are subject to market conditions.