FHLB Des Moines members often times have borrowers who want to lock in loan rates for long terms. Members are reluctant to lend long term and accept unwanted interest rate or prepayment risk.
How can members retain their customers and mitigate the risks associated with holding long term loans? The FHLB Des Moines Blended Funding Analysis helps members explore the possibility of matching cash flows of long term loans with a blend of funds from member deposits and advances from FHLB Des Moines. By requesting a custom analysis from our Strategies team, members are able to view multiple funding scenarios to arrive at the best solution to finance the loans that their customers want.
Our Blended Funding Analysis also works well to explore the possibility of funding pools of longer term, residential loans. Prepayment speeds can be included in both the loans being funded and advances funding the loans. Click here to see an example of what our analysis looks like.
Fill Out the Form to Request a Custom Analysis From Strategies.
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Contact your Relationship Manager or the Strategies Team for more information about our Blended Funds Analysis and how it can positively impact your business.