Educational Resources by "funding"

Advances White Paper Understanding Dry Powder: A Clear Look at Liquidity Readiness Managing liquidity in today's environment can be complex, particularly when market conditions change quickly and access to funding matters as much as balance sheet strength. Strategies White Paper Beat the Spread - A Strategy to Secure Low-Cost Funding If your institution is in the market for low-cost, long-term funding, the Federal Home Loan Bank of Des Moines has a strategy for you to lock in and “Beat the Spread”. Advances Article Advance Restructuring For Your Institution If your institution has outstanding Federal Home Loan Bank of Des Moines Advances and would like to extend your duration, FHLB Des Moines offers restructuring Advances using the Blend & Extend strategy. Advances White Paper Marginal Cost of Funds Whether creating a new account type for a niche market or simply responding in lockstep with your competitors' rate movements, it's important to understand your marginal cost of funds to avoid overpaying for deposits. Advances Case Study Supporting Loan Demand in Rural Iowa: A Message from an Iowa Member In rural Iowa, access to liquidity is critical– not only to Iowa State Bank and Trust, but the employers, farmers, school districts and non-profits that rely on our employees' expertise and the bank's credit products. Strategies Video/Webinar Opening the Door to Early Withdrawal This hour-long webinar hosted by The CorePoint Founder and CEO, Neil Stanley, illustrates how some financial institutions have found a unique strategy to improve their net interest margin by providing their depositors with a reward option for early redemption of their time deposits. Advances Article The Forward Starting Advance - a solution against rising interest rates Even though the old adage states, "You can't have your cake and eat it, too",  we think the FHLB Des Moines Forward Starting Advance lets you enjoy the best of both worlds. Advances Case Study Laddering Funds for Commercial Real Estate Loans Central State Bank took down 5-year and 6-year amortizing advances from FHLB Des Moines. The bank laddered the two $1.5 million advances with different durations. General Video/Webinar Serving You Since 1932: Video Explains FHLB Des Moines Impact In this video, we break down how FHLB Des Moines functions within the FHLBank System, how we are able to provide liquidity to our members and how we will continue to be a reliable funding source during all types of economic cycles.