Hours of Operation

Money Desk

Term Advances 
9:00 AM - 3:30 PM CT*

Daily Reset/ 1-Day Advances
9:00 AM - 4:30 PM CT

Wire Transfers
8:00 AM - 4:30 PM CT

Safekeeping Settlement
8:00 AM - 2:00 PM CT

Letters of Credit
8:00 AM - 3:00 PM CT

Inquiries
8:00 AM - 4:30 PM CT

Online Banking System (eAdvantage)

Operating Hours: Monday - Friday 7:00 AM - 8:00 PM CT
*Transactions Only: 8:00 AM - 4:30 PM CT

Holidays and Holiday Hours
FHLB Des Moines observes the same yearly holiday schedule as the Federal Reserve Bank. Adjusted hours of operations are detailed in the chart below. 

2026 Holiday Term Advances Daily Reset Letters of Credit MPF Wire Services
New Years Day - Jan. 1 CLOSED CLOSED CLOSED CLOSED CLOSED
Martin Luther King Jr. Day - Jan. 19 CLOSED CLOSED CLOSED CLOSED CLOSED
Presidents Day - Feb. 16 CLOSED CLOSED CLOSED CLOSED CLOSED
Good Friday - April 3 CLOSED 4:30 PM CDT 3:00 PM CDT CLOSED 4:30 PM CDT
Memorial Day (Early Close) - May 22* 12:30 PM CDT 4:30 PM CDT 3:00 PM CDT 1:00 PM CDT 4:30 PM CDT
Memorial Day - May 25 CLOSED CLOSED CLOSED CLOSED CLOSED
Juneteenth - June 19 CLOSED CLOSED CLOSED CLOSED CLOSED
Independence Day (Early Close) - July 2* 12:30 PM CDT 4:30 PM CDT 3:00 PM CDT 1:00 PM CDT 4:30 PM CDT
Independence Day - July 3 CLOSED 4:30 PM CDT 3:00 PM CDT CLOSED 4:30 PM CDT
Labor Day - Sept. 7 CLOSED CLOSED CLOSED CLOSED CLOSED
Columbus Day - Oct. 12 CLOSED CLOSED CLOSED CLOSED CLOSED
Veteran's Day - Nov. 11 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving - Nov. 26 CLOSED CLOSED CLOSED CLOSED CLOSED
Thanksgiving (Day After) - Nov. 27* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST
Christmas Eve, Dec. 24* 12:30 PM CST 2:00 PM CST 1:00 PM CST 1:00 PM CST 2:00 PM CST
Christmas - Dec. 25 CLOSED CLOSED CLOSED CLOSED CLOSED
New Years Eve - Dec. 31* 12:30 PM CST 4:30 PM CST 3:00 PM CST 1:00 PM CST 4:30 PM CST

*No prepayments will be allowed on abbreviated holidays