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Raising Wholesale Funds: “Things are Seldom What They Seem” Article Raising Wholesale Funds: “Things are Seldom What They Seem” Depending upon the interest rate environment or location on the yield curve, dividend-adjusted advance rates may or may not be comparable. You'll never know unless you run the dividend adjustment calculation. Advance Restructuring For Your Institution Article Advance Restructuring For Your Institution Did you know that it's possible to extend your liability prior to the maturity date? You have the ability to do this through the FHLB Des Moines by restructuring advances, also known as Blend & Extend. Why a Capped Floater is Right for You Whitepaper Why a Capped Floater is Right for You During times when interest rates are expected to increase significantly, it can be important to secure both duration and cost certain funding. Symmetrical Advances Webinar Webinar Symmetrical Advances Webinar In this webinar, John Biestman explains how our Symmetrical Prepayment Advance can be used to hedge unwanted interest rate risk and monetize the value of fixed rate advances in rising rate environments. Term Advances: The Foundation of Funding Diversification Article Term Advances: The Foundation of Funding Diversification Many members are aware of available multiple term advance types ranging from straight-forward short-term bullets to longer-term advances with symmetrical and forward settlement features. Are your lending strategies fully supported? Four tips to consider. Whitepaper Are your lending strategies fully supported? Four tips to consider. In recent years, the Federal Home Loan Bank of Des Moines—with the generous assistance of nationally known balance-sheet consultants—has sponsored and produced multiple educational seminars, articles, and strategies. Back to the Basics - 2016 Edition Whitepaper Back to the Basics - 2016 Edition FHLB Des Moines offers a wide range of structured advances that can be customized to meet your individual needs. Break-Even Analysis of the Yield Curve:  A Useful Guide for Positioning Your Balance Sheet Whitepaper Break-Even Analysis of the Yield Curve: A Useful Guide for Positioning Your Balance Sheet A “yield curve optimal point analysis” can measure changes in the slope of the yield curve and the “roll-down” benefit of various advance maturities. Growing the Family Farm Using Community Investment Advances Case Study Growing the Family Farm Using Community Investment Advances Rolfe State Bank bundled a 10-year, $500,000 FHLB Des Moines Community Investment Advance (CIA) that allowed it to offer a 20-year amortized loan with adjustments after 5, 10 and 15 years with a 10-year loan of its own. Class Act: Expanding a Local College through Community Investment Advances Case Study Class Act: Expanding a Local College through Community Investment Advances North Shore Bank utilized a FHLB Des Moines Community Investment Advance (CIA) to provide match funding for participation in the community project that added a 45,000 square-foot, off campus facility that will serve as the home for the college's expanded healthcare programs. Pledging Loans to Support Longer-Term Needs Scenario Pledging Loans to Support Longer-Term Needs Pledging Commercial Real Estate loans are a way for you to increase borrowing capacity to support local businesses or any other longer-term funding needs. You can turn illiquid loan assets into liquidity through a broad menu of collateral options. Stepping It Up: Using Laddering Funds to Reach More Car Loans Case Study Stepping It Up: Using Laddering Funds to Reach More Car Loans Ascentra used advance funds from FHLB Des Moines to attract and reward its consumer loan members. “FHLB Des Moines has been a key partner for liquidity.