Updated Collateral LTVs take effect October 6, 2025
last updated on Thursday, September 4, 2025 in Business News
Federal Home Loan Bank of Des Moines periodically reviews our collateral Loan-to-Values (LTVs) to ensure they are consistent with the current market environment. On Monday, October 6, 2025, FHLB Des Moines will implement revised LTVs for several loan and securities collateral categories.
These changes may affect your FHLB Des Moines borrowing capacity. We encourage members to connect with their relationship manager along with the collateral team to optimize their current collateral position.
A chart of the updated LTVs are provided by clicking on the links below.
Loan Collateral
Loan collateral LTVs will be updated for all members with a Blanket Advances, Pledge and Security Agreement (APSA). Members who pledge these collateral types will see improved borrowing capacity with FHLB Des Moines.
COMPARISON OF LOAN COLLATERAL LTV
Security Collateral
Security collateral LTVs will be updated for all members and housing associates.
Depository Members
DEPOSITORY MEMBERS - LTV COMPARISON
Non-Depository Members
NON-DEPOSITORY MEMBERS - LTV COMPARISON
Our goal is to maintain stable and prudent LTVs for members. We will continue to adjust appropriately with market conditions.
Current LTV Information can be found here.
If you have questions, or would like additional information on the updated LTVs, please contact the Collateral Department.
- Collateral
- Credit and Collateral