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The Letter of Credit Opportunity Video/Webinar The Letter of Credit Opportunity Explore the balance sheet benefits and variety of applications for an FHLB Des Moines Letter of Credit in this 60-minute webinar presentation. Expanded Opportunities for Letters of Credit Article Expanded Opportunities for Letters of Credit While FHLB Des Moines Letters of Credit are commonly used as an attractive alternative to pledging securities for public unit deposits, an LOC can serve a variety of purposes. Coin of the Realm - Episode 16 Podcast Coin of the Realm - Episode 16 In this episode of The Insider, we discuss the features of a FHLB Des Moines Letter of Credit and explore some applications to support performance obligation guarantees. Supporting Performance Obligations with a Letter of Credit Article Supporting Performance Obligations with a Letter of Credit FHLB Des Moines Letters of Credit can support many types of performance obligations – on behalf of both members and their customers. Standby Letters of Credit – A Low-Cost, High-Reward Solution for Procuring Public Deposits Article Standby Letters of Credit – A Low-Cost, High-Reward Solution for Procuring Public Deposits It's no secret that the Federal Home Loan Bank of Des Moines is best known for its Advance products, but did you know we have a lesser known product that is helping our members lower on-balance sheet liquidity costs and attract public funds? We're talking about Standby Letters of Credit (SBLOCs). Expanding Markets, Expanding Letter of Credit Uses Whitepaper Expanding Markets, Expanding Letter of Credit Uses Whether it's an opportunity to drive fee income and enhance ROE by backing a bond, supporting a self-insurance program, or covering a customer's performance obligation; it may be worth your while to explore some of these expanded uses of letters of credit. The Impact of the Collateralization Method for Public Unit Deposit Letters of Credit on Liquidity Ratios and Income Whitepaper The Impact of the Collateralization Method for Public Unit Deposit Letters of Credit on Liquidity Ratios and Income It is valuable for public unit depositories to consider the benefits of diversifying their methods of collateralization. Customized sensitivity analysis involving direction of collateralization away from securities and pledging in favor of letters of credit can yield positive results. Public Unit Deposit Collateralization: Multiple Benefits to The FHLB Des Moines Member and to the Public Unit Depositor Whitepaper Public Unit Deposit Collateralization: Multiple Benefits to The FHLB Des Moines Member and to the Public Unit Depositor An FHLB Des Moines member institution requests a letter of credit via an application. Next, a letter of credit is generated in favor of a public unit. Once the letter of credit is in place, the member financial institution is set to generate funding from the public unit. Learn more in this article. Standby Letters of Credit Webinar Video/Webinar Standby Letters of Credit Webinar Did you know Standby Letters of Credit from Federal Home Loan Bank of Des Moines may provide an alternative source of collateral for securing Public Unit Deposits, thus improving your liquidity, income and efficiency? Lessons in Letters of Credit Case Study Lessons in Letters of Credit The flexibility available with the FHLB Des Moines Letter of Credit has improved the bank's ability to support public entities. Three ways to put Letters of Credit to work for you Whitepaper Three ways to put Letters of Credit to work for you Build your relationships with public unit depositors and support new business opportunities with an FHLB Des Moines Letter of Credit. How to Use Letters of Credit to your Advantage Article How to Use Letters of Credit to your Advantage The Bank's credit standing and capital market access substitutes for that of the member which helps to ensure a wide acceptance of the our LOCs.