Educational Resources by "Advances"

Advances Article Turning FHLB Des Moines Borrowing Capacity Into On-Balance Sheet Strength Use FHLB Des Moines Advances to convert your off-balance sheet line of liquidity with the Bank into on-balance, short-term liquidity when needed. Take the advance funds and invest in High-Quality Liquid Assets and earn additional income while improving liquidity. Advances Whitepaper How to use the Symmetrical Prepayment Advance The Symmetrical Prepayment Feature is an optional add-on available for any plain-vanilla, fixed-rate bullet or amortizing advance with FHLB Des Moines that has a term of one year or longer. Advances Article Funding Strategies to Protect Yourself Against Interest Rate Risk Regardless of your interest rate sensitivity position, FHLB Des Moines has a multitude of advance products to provide protection against future economic disruptions or yield curve volatility. Advances Article Advance Restructuring For Your Institution If your institution has outstanding Federal Home Loan Bank of Des Moines Advances and would like to extend your duration, FHLB Des Moines offers restructuring Advances using the Blend & Extend strategy. Advances Whitepaper Marginal Cost of Funds Whether creating a new account type for a niche market or simply responding in lockstep with your competitors' rate movements, it's important to understand your marginal cost of funds to avoid overpaying for deposits. Advances Article Operational Liquidity Testing Checklist and Best Practices Testing ensures your operational procedures are effective and demonstrates your access to liquidity. Can your institution demonstrate the appropriate personnel understand the process of requesting funds from FHLB Des Moines? Advances Article Time Deposits: Enough Already? Senior Relationship Manager John Biestman examines recent deposit trends and shares several strategies to consider when funding your balance sheet with duration certainly, topped off with a double discount. Advances Article Funding Strategies: Using Community Investment Advances to “Double-Dip the Chip” Community Investment Advances prove how double-dipping can represent a strong benefit to both communities and balance sheets! Advances Case Study Supporting Loan Demand in Rural Iowa: A Message from an Iowa Member In rural Iowa, access to liquidity is critical– not only to Iowa State Bank and Trust, but the employers, farmers, school districts and non-profits that rely on our employees' expertise and the bank's credit products. Advances Video/Webinar Unlock Liquidity Through Your Partnership with FHLB Des Moines FHLB Des Moines provides reliable, on-demand liquidity in all economic cycles to support the communities we serve. Advances Article Positioning Your Balance Sheet During Half-Time This article examines various strategies that can help mitigate the next few quarters of potentially compressed net interest margin and liquidity availability. Advances Article Liquidity Stress Testing Scenarios View several testing scenarios to consider when validating your operational procedures and liquidity access.