Member Services

We provide a variety of services designed to assist in successful daily cash management operations.

Fee Schedule

The Bank will not knowingly accept collateral, safekeep any securities or move any funds secured by or linked to the marijuana industry. The Bank will not knowingly provide any wire services or deliver any assets to or from such a business. The Bank reserves the right to cancel, reject or return any transaction that is determined to be related to the marijuana industry. If you have questions, please contact MFOComplianceAnalytics@fhlbdm.com.

If the Bank, in its capacity as a beneficiary's bank, accepts a payment order for the Member, payment occurs at the first to occur of: the Bank credits the amount of the payment order to the Member’s account, the Bank notifies the Member that the Bank has credited the Member’s account, or the Bank lawfully applies the credit to a debt of the Member.  If the Bank, in its capacity as a beneficiary's bank, accepts a payment order for the Member, regardless of whether the payment order instructs payment to an account of the Member, the Bank may, but is not required to, provide notice of such acceptance to the Member.