Educational Resources by "Member Services"

FILTER EDUCATIONAL RESOURCES

Clear Filters

eNote Myth versus Fact Article eNote Myth versus Fact The 11 Federal Home Loan Banks (FHLBanks) are currently working together to develop a future solution for providing collateral value for eNotes. How familiar are you with eNotes? Test your knowledge now. Eligibility Spotlight: Shared Collateral Rights Article Eligibility Spotlight: Shared Collateral Rights Critical to successful collateral management at both wholesale and retail levels is the awareness of which creditor has rights to what collateral. This is a common risk management issue both for our members and for the Federal Home Loan Bank of Des Moines. Material Adverse Events: When and How to Report Article Material Adverse Events: When and How to Report Natural  disasters like flooding, tornados and hurricanes, and other material adverse events can happen without a moment's notice. If such an occurrence impacts a member's pledged collateral or ability to repay outstanding exposure, it is required to notify FHLB Des Moines in a timely manner. Increasing Advance Capacity: A Member Success Story Case Study Increasing Advance Capacity: A Member Success Story Member Collateral Verification (MCV) reviews can be an excellent opportunity for members to improve their advance capacity. Sheilah Stoneback, Credit Analyst at One American Bank in Sioux Falls, South Dakota, shares how her team was able to increase their advance capacity by 50 percent. Common Causes of Loan Ineligibility Article Common Causes of Loan Ineligibility Each year, FHLB Des Moines assesses the causes of loan ineligibility from Member Collateral Verifications (MCVs) in the prior year. The primary causes tend to be the same matters, notably: loan coding and title work. Together, the above two matters account for nearly 1/3rd of ineligible loans. Policies, Procedures and Legal Agreements Webinar Policies, Procedures and Legal Agreements Identify, pledge and manage eligible collateral using the information in this on-demand webinar. Securities and Cash Webinar Securities and Cash Learn how to pledge securities and/or cash as collateral. Pledging BBCs Webinar Pledging BBCs This webinar provides guidance on using BBCs to pledge collateral quarterly through eAdvantage.