2026 Stock Recalculation Notice
last updated on Thursday, March 12, 2026 in Business News
Each year, the Federal Home Loan Bank of Des Moines reviews our members’ total assets to determine capital stock requirements for each individual member. According to our Capital Plan, your institution must maintain membership stock in a dollar amount equal to 0.06 percent of your total assets as of December 31, 2025, with a maximum of $10 million and a minimum of $10,000.
If your stock requirement has increased since the last time we calculated your membership stock requirement, we will purchase additional stock on your behalf by debiting from your Demand Deposit Account (DDA). If your stock requirement has decreased since the last time we calculated your membership stock requirement, we will repurchase stock and credit your DDA.
Adjustments for 2026 will take place on Friday, March 27, 2026.
Please note the following timeline of events and action items:
March 12, 2026
Locate your capital stock requirement
The membership stock calculation is currently available through your Annual Calculation of Minimum Capital Stock Requirement statement within the Statements section on eAdvantage.
March 20, 2026
Review your voting state
Please review the voting state listed for your institution on your Annual Calculation of Minimum Capital Stock Requirement statement. If the information is incorrect, or you have any questions, please contact Member and Financial Operations or call 800.544.3452, ext. 2222, by March 20, 2026.
March 27, 2026
Excess Membership Stock
FHLB Des Moines will repurchase stock and deposit the excess funds in your principal DDA after the close of business on Friday, March 27, 2026.
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Purchase Additional Membership Stock
The amount will be debited from your principal DDA on Friday, March 27, 2026 after the close of business. Please ensure that sufficient funds are available no later than 4:30 PM (Central Time) on that day.
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Please contact Member and Financial Operations with any questions.