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Local lenders are key to addressing affordable housing needsAffordable Housing Video/Webinar Local lenders are key to addressing affordable housing needs Learn how FHLB Des Moines members utilize grants from our down payment programs and the Competitive Affordable Housing Program to clear the major hurdles of entering homeownership as well as preserve and construct affordable housing in their communities. Affordable Housing Program OverviewAffordable Housing Video/Webinar Affordable Housing Program Overview In this video, we illustrate how the Affordable Housing Program has helped strengthen the foundations of community throughout the 13 states and three US Pacific Territories we serve. Serving You Since 1932: New Video Explains FHLB Des Moines ImpactGeneral Video/Webinar Serving You Since 1932: New Video Explains FHLB Des Moines Impact In our new video we break down how FHLB Des Moines functions within the FHLBank System, how we are able to provide liquidity to our members and how we will continue to be a reliable funding source during all types of economic cycles. View Your State's Impact in Partnership with FHLB Des MoinesAdvances Article View Your State's Impact in Partnership with FHLB Des Moines Our new State Impact section of our website highlights the impact that members in each of our states have made in partnership with FHLB Des Moines. Using Home$tart to Increase HomeownershipAffordable Housing Case Study Using Home$tart to Increase Homeownership Opportunity Bank took advantage of the FHLB Des Moines Home$tart Program to meet the affordable housing needs of its community. Home$tart program Affordable Housing Case Study Home$tart program "a generous surprise" With three locations, First National Bank Minnesota has used the Home$tart program to provide down payment assistance to new and existing customers alike. “Home$tart has been a tremendous help to us,” said Russell Blaschko, vice president of Mortgage Lending at First National Bank Minnesota. Member fosters community growth through Home$tart programAffordable Housing Case Study Member fosters community growth through Home$tart program FHLB Des Moines member Banner Bank, based in Walla Walla, Washington, manages Home$tart through their CRA Department and promotes the program by marketing it through real estate loan officers. Making Homes More Affordable: Using Home$tart and MPF TogetherAffordable Housing Case Study Making Homes More Affordable: Using Home$tart and MPF Together With the help of the FHLB Des Moines Home$tart Program, Willamette Valley Bank is able to provide homeownership opportunities, while establishing relationships with potential customers.