Updated Collateral LTVs take effect June 15, 2026
last updated on Wednesday, April 15, 2026 in Business News
Federal Home Loan Bank of Des Moines periodically reviews our collateral Loan-to-Value Discounts (LTVs) to ensure they are consistent with the current market environment. On Monday, June 15, 2026, FHLB Des Moines will implement revised LTVs for several loan and securities collateral categories.
These changes may affect your FHLB Des Moines borrowing capacity. We encourage members to connect with their relationship manager along with the collateral team to optimize their current collateral position.
A chart of the updated LTVs are provided by clicking on the links below.
Loan Collateral
Loan collateral LTVs will be updated for all members with a Blanket Advances, Pledge and Security Agreement (APSA).
COMPARISON OF LOAN COLLATERAL LTV
Security Collateral
Security collateral LTVs will be updated for all members and housing associates.
Depository Members
DEPOSITORY MEMBERS - LTV COMPARISON
Non-Depository Members
NON-DEPOSITORY MEMBERS - LTV COMPARISON
Our goal is to maintain stable and prudent LTVs for members. We will continue to adjust appropriately with market conditions.
Current LTV Information can be found here.
If you have questions, or would like additional information on the updated LTVs, please contact the Collateral Department.
- Collateral
- Credit and Collateral