Updated Collateral Loan-to-Values Effective September 5, 2023

last updated on Tuesday, June 6, 2023 in Business News

The Federal Home Loan Bank of Des Moines periodically reviews our collateral Loan-to-Values (LTVs) to ensure they are consistent with the current market environment. On Tuesday, September 5, 2023, FHLB Des Moines will implement revised LTVs for most collateral categories. 

These changes may affect your FHLB Des Moines borrowing capacity. A chart of the updated LTVs are provided by clicking on the links below. 

Loan Collateral

Loan collateral LTVs will be updated for all members with a Blanket Advances, Pledge and Security Agreement (APSA). 

Comparison of loan collateral ltv changes

Securities Collateral

Security collateral LTVs will be updated for all members and all housing associates. 

Depository Members


Non-Depository Members


Our goal is to maintain stable and prudent LTVs for members. We will continue to adjust appropriately with market conditions.

Information on LTVs can be found here.

If you have questions, or would like additional information on the updated LTVs, please contact the Collateral Department.

  1. Collateral
  2. Credit and Collateral