Webinar: Don't Let Current Liquidity Be “the Tail that Wags the Dog!”

Tuesday, September 29 - 3:00 - 4:30 PM Central

Yes, there is a liquidity crisis, just not the one most financial institutions anticipated…too much current liquidity. With margins and earnings under severe pressure, credit risk and related costs a very real concern, and the prospects for loan growth dampened greatly, well…many avoidable balance sheet strategy mistakes will be made. The current discomfort of “cash burning a hole in my pocket” will be the primary driver and, unfortunately, result in too many institutions once again wishing for a “rewind button.”

Be careful not to let your guard down on appropriate contingency liquidity stress‐testing and planning activities. Liquidity is the lifeblood of every financial institution, and history has proven that in times of extreme stress, strong liquidity is the critical attribute that ultimately determines outcomes ‐ and even survival. Appropriate policy flexibility, institution‐specific risk monitoring/stress scenarios, and diversification of liquidity sources remain critical – this is not a drill!

In this special 90‐minute webinar co‐sponsored with the Federal Home Loan Bank of Des Moines, please join Darling Consulting Group's President Matt Pieniazek and Managing Director Mark Haberland as they address key approaches for liquidity management in today’s challenging and uncertain environment, including:

  1. Determining the right strategies for your institution…on both sides of the balance sheet.
  2. How interest rate derivatives provide important flexibility for liquidity management and earnings enhancement strategies in the current environment.
  3. Why elevated and focused communication with all stakeholders matters.
  4. Rethinking sensitivity analysis and stress testing in a pandemic environment.
  5. Importance of revisiting your definitions and philosophies surrounding total liquidity management.

Continuing Professional Education (CPE) credit will be available for this webinar. Scroll to the bottom of the page for more details.

REGISTER HERE

MarkMark A. Haberland

Managing Director

Mark has over 25 years providing balance sheet and model risk management education and consulting to the community and mid-size banking space.

A frequent author and top-rated speaker on a wide array of risk management topics, Mark facilitates educational programs and workshops for numerous financial institutions, industry and state trade associations, and regulatory agencies. He is also a member of the Financial Managers Society’s Finance Council.

Mark has been with DCG since 1997 holding many roles and responsibilities, including leading the operations of the firm’s Financial Analytics Group for many years. In his current role, Mark’s passion for teaching and collaboration drives his desire to work with bankers to strive for excellence within their organizations.

Mark lives on the North Shore of Boston with his wife and two children. He is a graduate of St. Michael’s College in Vermont with a degree in accounting.

MattMatthew D. Pieniazek

President, Darling Consulting Group

Matt works with banks nationwide to ensure that their asset liability management process becomes a sustainable profit center through accurate risk assessment
and the development of tailored solutions for earnings enhancement and risk mitigation. He is a frequent speaker and author on balance sheet management topics.

Prior to DCG's inception in 1991, Matt was an audit manager and consultant at KPMG Peat Marwick. He has his MBA from the University of Chicago, and BBA in Accounting from the University of Notre Dame.

Continuing Professional Education (CPE) Credit Information

CPE Sponsor Logo

*In order to earn your credit, you must answer the LIVE polling questions during the session and complete the CPE Survey distributed on September 30 via email. 

Program Description: This 90-minute webinar will address key approaches for liquidity management in today’s challenging and uncertain environment.

Learning Objectives: Upon completion of this training session, participants will understand how to:

  • evaluate strategies for both sides of the balance sheet
  • use interest rate derivatives to provide important flexibility for liquidity management and earnings enhancement strategies in the current environment
  • rethink sensitivity analysis and stress testing in a pandemic environment
  • develop definitions and philosophies surrounding total liquidity management

Field of Study: Finance

Additional Information

  • Prerequisites: Basic knowledge of the finance industry
  • Who Should Attend: This session is open to all employees of FHLB Des Moines member institutions.
  • Advance Preparation: None
  • Program Level: Intermediate
  • Delivery Method: Group Internet-Based Live
  • Refunds: No Fee
  • Cancellations: For more information regarding concerns and/or program cancellation policies please contact Brenda Lyle Tamse

In order to be awarded the full credit hours, you must attend the full LIVE recording of the webinar. You must also participate in all polls during the LIVE session. Participants will earn 1.5 CPE credits for attending the entirety of the LIVE session. If you watch this webinar after the fact, it will not count towards CPE credit. 

Federal Home Loan Bank of Des Moines is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.NASBARegistry.org.