State Impact
                                The Federal Home Loan Bank of Des Moines partners with local financial institutions to strengthen communities throughout our district. Every day we collaborate with our member-owners to amplify their community impact through programs like the Affordable Housing Program, Mortgage Partnership Finance and access to our many Advance Funding Products.
Choose a state below to see the impact we have throughout our district.
    
    
        The Federal Home Loan Bank of Des Moines also serves the US Territories of American Samoa, Guam and the Mariana Islands.
     
                     
    
            
                State Impact - Alaska
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $763,000,000
 
                                - Letters of Credit - $92,000,000
 
                                - Mortgage Loans - $101,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 13
 
                                - Commercial Banks - 5
 
                                - Thrifts - 0
 
                                - Credit Unions - 7
 
                                - Insurance Companies - 0
 
                                - Community Development Financial Institutions - 1
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $31,100,000
 
				            - Development Costs - $258,300,000
 
				            - Units - 2,420
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $5,900,000
 
				            - Units - 924
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Hawaii
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $1,060,000,000
 
                                - Letters of Credit - $163,000,000
 
                                - Mortgage Loans - $229,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 28
 
                                - Commercial Banks - 5
 
                                - Thrifts - 1
 
                                - Credit Unions - 19
 
                                - Insurance Companies - 3
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $21,600,000
 
				            - Development Costs - $86,900,000
 
				            - Units - 2,299
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $500,000
 
				            - Units - 112
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Iowa
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $49,720,000,000
 
                                - Letters of Credit - $1,330,000,000
 
                                - Mortgage Loans - $4,790,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 294
 
                                - Commercial Banks - 223
 
                                - Thrifts - 2
 
                                - Credit Unions - 36
 
                                - Insurance Companies - 32
 
                                - Community Development Financial Institutions - 1
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $84,700,000
 
				            - Development Costs - $144,700,000
 
				            - Units - 12,059
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $44,300,000
 
				            - Units - 9,170
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Idaho
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $1,160,000,000
 
                                - Letters of Credit - $90,000,000
 
                                - Mortgage Loans - $806,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 22
 
                                - Commercial Banks - 8
 
                                - Thrifts - 1
 
                                - Credit Unions - 11
 
                                - Insurance Companies - 1
 
                                - Community Development Financial Institutions - 1
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $28,900,000
 
				            - Development Costs - $106,000,000
 
				            - Units - 2,557
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $11,200,000
 
				            - Units - 2,184
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Minnesota
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $10,100,000,000
 
                                - Letters of Credit - $875,000,000
 
                                - Mortgage Loans - $5,270,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 267
 
                                - Commercial Banks - 207
 
                                - Thrifts - 6
 
                                - Credit Unions - 40
 
                                - Insurance Companies - 12
 
                                - Community Development Financial Institutions - 2
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $139,700,000
 
				            - Development Costs - $656,900,000
 
				            - Units - 18,201
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $24,400,000
 
				            - Units - 5,125
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Missouri
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $7,040,000,000
 
                                - Letters of Credit - $2,160,000,000
 
                                - Mortgage Loans - $4,780,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 238
 
                                - Commercial Banks - 190
 
                                - Thrifts - 5
 
                                - Credit Unions - 32
 
                                - Insurance Companies - 11
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $152,200,000
 
				            - Development Costs - $207,100,000
 
				            - Units - 16,532
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $17,400,000
 
				            - Units - 3,526
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Montana
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $2,520,000,000
 
                                - Letters of Credit - $500,000,000
 
                                - Mortgage Loans - $430,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 49
 
                                - Commercial Banks - 32
 
                                - Thrifts - 1
 
                                - Credit Unions - 15
 
                                - Insurance Companies - 1
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $24,400,000
 
				            - Development Costs - $107,100,000
 
				            - Units - 2,822
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $12,800,000
 
				            - Units - 2,413
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - North Dakota
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $2,660,000,000
 
                                - Letters of Credit - $486,000,000
 
                                - Mortgage Loans - $1,057,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 65
 
                                - Commercial Banks - 51
 
                                - Thrifts - 2
 
                                - Credit Unions - 11
 
                                - Insurance Companies - 1
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $31,100,000
 
				            - Development Costs - $183,800,000
 
				            - Units - 2,935
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $2,400,000
 
				            - Units - 505
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Oregon
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $5,300,000,000
 
                                - Letters of Credit - $178,000,000
 
                                - Mortgage Loans - $1,590,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 39
 
                                - Commercial Banks - 11
 
                                - Thrifts - 2
 
                                - Credit Unions - 25
 
                                - Insurance Companies - 1
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $48,100,000
 
				            - Development Costs - $225,500,000
 
				            - Units - 6,026
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $9,800,000
 
				            - Units - 1,740
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - South Dakota
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $1,220,000,000
 
                                - Letters of Credit - $220,000,000
 
                                - Mortgage Loans - $1,910,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 65
 
                                - Commercial Banks - 47
 
                                - Thrifts - 3
 
                                - Credit Unions - 11
 
                                - Insurance Companies - 4
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $46,600,000
 
				            - Development Costs - $33,100,000
 
				            - Units - 5,043
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $8,800,000
 
				            - Units - 2,166
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Utah
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $12,430,000,000
 
                                - Letters of Credit - $58,000,000
 
                                - Mortgage Loans - $262,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 47
 
                                - Commercial Banks - 24
 
                                - Thrifts - 0
 
                                - Credit Unions - 19
 
                                - Insurance Companies - 3
 
                                - Community Development Financial Institutions - 1
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $22,200,000
 
				            - Development Costs - $84,700,000
 
				            - Units - 2,872
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $12,100,000
 
				            - Units - 2,475
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Washington
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $7,920,000,000
 
                                - Letters of Credit - $490,000,000
 
                                - Mortgage Loans - $486,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 73
 
                                - Commercial Banks - 33
 
                                - Thrifts - 0
 
                                - Credit Unions - 35
 
                                - Insurance Companies - 4
 
                                - Community Development Financial Institutions - 1
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $148,000,000
 
				            - Development Costs - $1,101,600,000
 
				            - Units - 17,477
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $15,900,000
 
				            - Units - 2,972
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.
                 
             
        
            
                State Impact - Wyoming
                
                    
                        Financial Overview - As of 6/30/2025
                        
                            
                                - Advances - $93,000,000
 
                                - Letters of Credit - $51,000,000
 
                                - Mortgage Loans - $80,000,000
 
                            
                        
                                                   
                            
Member Statistics - As of 6/30/2025
                            
                                - Total Members - 35
 
                                - Commercial Banks - 21
 
                                - Thrifts - 2
 
                                - Credit Unions - 11
 
                                - Insurance Companies - 1
 
                                - Community Development Financial Institutions - 0
 
                            
                        
                     
                    
                        Affordable Housing Program - As of 12/31/2024
			            
				            - Grant Amount - $16,200,000
 
				            - Development Costs - $39,900,000
 
				            - Units - 1,443
 
			            
			            Down Payment and Closing Cost Set-Asides - As of 12/31/2024
			            
				            - Amount Disbursed - $2,800,000
 
				            - Units - 526
 
			            
                        
                     
                    
                    Download the full report
                    View Member Directory
For additional financial information, please visit the U.S. Securities & Exchange Commission website.
Totals for the Affordable Housing Program and Down Payment Products are since the program’s inception in 1990.