Can the changes in repayment terms trigger a change in type code reporting?

For example:

  • Would a deferment of principal or interest on a 1-4 family First Mortgage loans (type code 1101) trigger reporting as 1-4 Family First Mortgage Loans – Nontraditional (Type Code 1102)? 
  • Would a payment deferral on a 1-4 Family Home Equity Loan render the loan ineligible?

No to both.