State Housing Finance Agency (SHFA)

A public agency, authority or publicly sponsored corporation that serves as an instrumentality of any state or political subdivision of the state and functions as a source of residential mortgage loan financing in that state; or a legally established agency, authority, corporation or organization that serves as an instrumentality of any Indian tribe, band, group, nation, community or Alaska Native village recognized by the United States or any state and functions as a source of residential mortgage loan financing for the Indian or Alaska Native community.