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Federal Home Loan Bank of Des Moines

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Home$tart Plus

Each year, FHLB Des Moines members may receive up to $100,000 through the Home$tart® Plus Program to provide down payment and closing cost assistance for eligible homeowners. Funds are made available to members on a first-come, first-served basis, subject to availability. Members provide these funds to eligible households in amounts up to $10,000, and are reimbursed by FHLB Des Moines after the closing of the mortgage loan.

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Now available for the Home$tart Plus Program

If your institution participated in 2017,
no further action is required to participate in 2018.


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Click on one of the steps below to help guide you through the Home$tart Plus process:

1. Get Started
2. Reservation of Funds
3. Disbursement/Reimbursement

© 2018 Federal Home Loan Bank of Des Moines.