Federal Home Loan Bank of Des Moines

Home$tart and Home$tart Plus

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Home$tart and Home$tart Plus are downpayment and closing cost assistance programs offered by FHLB Des Moines - Western Office. These programs promote homeownership by helping homebuyers earning up to 80 percent of area median income, adjusted for family size, purchase or rehabilitate a home. 

This year the Western Office will offer approximately $1.7 million through its 2015 Home$tart Program. The Home$tart program provides a maximum grant of $5,000. The Home$tart Plus program provides a maximum of $10,000 to homebuyers currently receiving public housing assistance. During 2015, Home$tart funding is only available to members located in Alaska, Hawaii, Idaho, Montana, Oregon, Utah, Washington, Wyoming and the Americana Somoa, Guam and the Mariana Islands. To make the best use of Home$tart funding, we encourage Bank members to review the 2015 Western Office Implementation Plan. Members can also view our archived web seminar The 2015 Home$tart and Home$tart Plus Program Year (Windows Media Player required). A copy of the webinar presentation is also available for your review.

Learn more about the Home$tart programs:

For Homebuyers        For Member Financial Institutions

If you have questions about the Home$tart Programs, please contact Jessica Grant at 206.340.2464 or Mandie Ludlam at 206.340.2389.

*Western Office housing programs are offered until December 31, 2015, to members in: American Samoa, Alaska, Guam, Hawaii, Idaho, Montana, Northern Mariana Islands, Oregon, Utah, Washington and Wyoming.

© 2015 Federal Home Loan Bank of Des Moines.